3 Ways to Pay Off Your Debt
Credit card balances account for approximately 30% of your total FICO score. Thus, reducing balances is a quick way to increase your credit score significantly. Attempt to keep balances below 25% of the credit limit. If you're drowning in debt and are looking for ways...
Tax Return Loans to Pay Off Debt
The economy has hit many people hard and left many struggling to find enough money to cover their bills. Because of this, people all across America are waiting anxiously for their tax returns to give them just a little money to help things out. Taxes and Borrowing...
Netflix and Amazon Subscription Increases 2022
Everything in our lives has become more expensive in the last six months. The housing market, food, gas, and now we have to decide if we want to “Netflix and Chill.” Keep reading to find out how Netflix and Amazon subscriptions have increased for 2022 Netflix...
16 Lessons To Invest Successfully
In this blog, I will share 16 lessons to help you invest successfully. I have been a raving fan of Robert Kiyosaki's Rich Dad products since I first read his book Rich Dad Poor Dad when I was in middle school. Lately, I've become more serious about becoming an...
How to Remove Collection Accounts
Sometimes your original creditor can send your debt to a collection agency, and you aren't even aware. I worked with a client that had never checked their credit report before. I recommended that they pull their free annual reports to examine them for errors, and I...
The Difference Between a Traditional IRA vs 401(k) Account
Many people find all the available options for retirement planning to be quite confusing. This blog explains the difference between a Traditional IRA and a 401(k) account. Speak to a Professional Financial Planner I want to take this opportunity to encourage you to...
How to Consolidate Your Student Loans
If you have multiple student loans and find managing multiple accounts difficult, you may consider getting your student loans consolidated. Keep reading to learn how to consolidate your student loans for Direct Federal Loans into one monthly loan payment. Student loan...
10 Tips For Buying Your Car
Suppose you're like me and get excited about buying a new car until you realize how complex the process is; then, I will make this process much easier for you. In this blog, I will share 10 tips for buying your car. 1. What is your budget (How much can you...
When to Get Rid of Your Car
I thought "Lexi" would be my forever car, but all things must come to an end. Do you know when to get rid of your car? In 2008 I purchased my first car, a 1999 ES 300 Pearl White Lexus, from a doctor who was a family friend. "Lexi" was everything I could ever want in...
Three Money Management Styles of the Middle Class
I hate the phrase “living within your means”. I don’t believe any wealthy person uses this mantra in their day to day life. Why do we, the poor and middle class say it? Is this a systematic mindset to keep us living beneath our means? Let’s use for an example of a $4...