Don’t Buy Your Way Into Poverty

How many items are on your list this season to be charged on your credit cards? Family member just died- Charge Recent Breakup- Charge No invitation to any holiday parties- Charge Several invitations to holiday parties- Charge The BIGGEST SALE OF THE YEAR- Charge Just...

Is Co-Signing A Good Idea?

This tool has been helpful to teens and young adults looking for a way to build their credit. Additionally, co-signers are suitable for people who cannot get approved because of initial lousy credit. Co-signing means leeching on someone else’s good credit. Co-signing...

Tips for Improving Bad Credit

If you have bad credit and would like to see an increase in your credit score, then be sure to pay close attention to the following: 1. Your Payment History which calculates 35% of your total score, is determined on you paying your bills every month on...