by Willita Cherie | Sep 7, 2022 | Uncategorized
When you applied for your new job, you probably were told that one of the benefits of working with the company is that you can contribute money to a 401(k) retirement plan. You had no idea what it was and why you should do it, but all of your family and friends told...
by Willita Cherie | Jan 21, 2019 | Uncategorized
I hate the phrase “living within your means”. I don’t believe any wealthy person uses this mantra in their day to day life. Why do we, the poor and middle class say it? Is this a systematic mindset to keep us living beneath our means? Let’s use for an example of a $4...
by Willita Cherie | Nov 15, 2018 | Uncategorized
How many items are on your list this season to be charged on your credit cards? Family member just died- Charge Recent Breakup- Charge No invitation to any holiday parties- Charge Several invitations to holiday parties- Charge The BIGGEST SALE OF THE YEAR- Charge Just...
by Willita Cherie | Nov 7, 2018 | Uncategorized
After graduating from undergraduate school and working less than 30 hours a week; I looked into postponing my student loan payments to be able to pay my necessary bills. Due to me having a Government Subsidized Federal student loan, I was able to put my student loan...
by Willita Cherie | Nov 6, 2018 | Uncategorized
This tool has been helpful to teens and young adults looking for a way to build their credit. Additionally, co-signers are suitable for people who cannot get approved because of initial lousy credit. Co-signing means leeching on someone else’s good credit. Co-signing...
by Willita Cherie | Oct 29, 2018 | Uncategorized
If you have bad credit and would like to see an increase in your credit score, then be sure to pay close attention to the following: 1. Your Payment History which calculates 35% of your total score, is determined on you paying your bills every month on...
